• car keys over cash representing car title loans

    Get same day cash on a car title loan

    • Apply Online
    • Get Approved Fast
    • You get the Cash, You Keep the Car
    How much can I get?
  • calendar with today payday loans

    Payday Loans Today

    • Your Payday can be today!
    • Apply online with ease
    • Safe and Secure
    How much can I get?
  • calendar with today payday loans

    Sell your Scrap gold for Cash!

    • Sell unwanted gold jewelry or coins
    • Get paid on the spot
    • No need to mail your gold!
    Get Started
  • cash for gift cards

    Sell gift cards for cash

    • Sell gift cards in Birmingham or Tuscaloosa
    • Up to 82% on select gift cards
    • Over 3000 gift card brands accepted
    How much can I get?
  • motorcycle title loans

    Fast Cash on Motorcycle Title Loans

    • Apply Online
    • Instant Approval
    • Get Cash in 15 Minutes
    How much can I get?

Loan Types we offer

Cash Spot offers a variety of loan products and financial services that make it convenient to get the same day cash you need. Our store locations and team members operate with the highest level of customer service and offer a friendly, convenient, confidential and safe environment for your cash needs. Keep reading to learn more about services offered in our Cash Spot stores.

Car Title Loans | Title Pawn

A title loan is an easy way to get the money you need using your car title instead of your credit rating. A Cash Spot title loan is based on your vehicle’s value, how much cash you need, and your ability to repay the loan. You pay monthly and you keep the car. Cash Spot title loans offer dependable and realistic short-term cash solutions from $100-$3,500 or more. Let us find out how much money you can get today. Get started with a simple 3 minute online application.

Motorcycle Title Loans

A motorcycle title loan is an easy way to get the money you need today using your motorcycle as collateral. Our goal is to get you the cash you need as soon as possible. Even if you have bad credit or no credit at all, a motorcycle title loan from Cash Spot can help you get the money you need in 15 minutes or less. Thankfully, we make the process for your motorcycle title loan fast and easy! Let us find out how much money you can get today.

Payday Loans

A payday loan can provide quick cash until your next payday. Get same day cash and repay your loan amount and fees on your next payday. Apply Online 24/7 or visit any of our store locations and we'll do the rest!

How our loans work

Apply Today

laptop with cash spot logo

Use our easy online application or simply apply in person at a Cash Spot location. We make it easy to get you started. 

Get Approved

approved stamp

Cash Spot can get you approved online whether you need a title loan, motorcycle title loan or a payday loan.

Get Your Money

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You will have the cash you need in as little as 15 minutes or less. Get more. Pay Less

Getting a title loan or payday loan is easy at Cash Spot


Cash Spot knows that every customer has different needs. We promise that no one else will work as hard as we do to earn and keep your business. As a trusted direct lender in Tuscaloosa AL and Northport AL providing car title loans, motorcycle title loans, and payday loans we pride ourselves on providing critical funds to hard-working people who may simply need a little help from time to time. Offering Alabama title loans and Alabama payday loans, since 1995, our friendly and qualified loan counselors take the time to understand your circumstances and will work hard to find loans that are right for your needs. We offer several types of instant cash loans so that our customers can get exactly what they need. Whether it's our no credit check policy, our instant approval process, or our 15 minute turnaround time our goal is to help you get the cash you need right when you need it most.

Why Us? It's Simple

green title loan car representing curbside service available

Curbside Service Available

Whether you need a title loan, payday loan, or a motorcycle title loan we have you covered with curbside service. Apply online 24/7. Follow the directions in the next steps email to upload the items that we need for loan origination. Drive up at your appointment time and text or call us and we will bring the paperwork out for you to sign. Easy.

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Easy Payments

Our loan counselors will help you determine how much you qualify for based on your cash needs and your budget. We have many different payment plans and promotions and we will work with you to find the best plan for your situation.

100 bill with a mask for covid19 precautions

We Mask up

Lets play it safe Alabama. We follow all state and local guidelines pertaining to face coverings and social distancing measures for covid-19. Minimize your in-person contact by applying for title loans or payday loans online. We have contactless payment solutions via phone or web portal or you can take advantage of our curbside service.

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Instant Approval

Because we finance our own loans, we can get you approved when others cannot. Some lenders depend on banks to fund their loans which strictly limits how they loan. Cash Spot has the flexibility to make sure you receive the cash you need.

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No Credit Check

We know that bad things can happen to good people. When you are in a tight spot and have less than perfect credit, a loan from Cash Spot is the perfect solution for your financial troubles.

$25 referral fee big green cash symbol

$25 REFER A FRIEND

We appreciate your business and will reward you when you tell your friends about us. We will give you $25 cash as a way to say thanks when your friend gets a loan!

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15 Minute Loans

We understand your schedule is busy and we don’t want to waste your time. That is why we have designed our process to be extremely efficient, upfront, and transparent. We can get cash in your hands in 15 minutes or less!

many ways to pay green debit card

MANY WAYS TO PAY

We accept cash, money orders, cashiers checks, and debit cards. Paying with a debit card saves you a trip to the store to make your payment. We can take your information over the phone or you can pay online.

borrow smart accreditation logo

Borrow Smart Certified

Cash Spot is a Borrow Smart Certified Lender and promotes the Borrow Smart Code of Fair Lending. Through this Code, Borrow Smart holds the short-term lending industry accountable and educates residents about the important services they provide.

48 hour satisfaction guarantee shield

Satisfaction Guaranteed

Cash Spot believes in our loan products and services, which is why we offer a 48 Hour Satisfaction Guarantee. If you are not 100% Satisfied simply return the amount you borrowed. No fuss. No penalties. No fees.

What our customers are saying about us

Excellent experience.

Google Review by Tag T.
07/02/2021

I love this place they work with you when u need it this is my second time going in there never had a problem.

Google Review by Ashley W.
07/01/2021

I have been doing business here for a few years and service has always been great.

Google Review by Earline B.
06/15/2021

From beginning to end...nothing but top notch serivce, professionalism at its best!!! Brandon was AWESOME, great customer service skills, willingness to help and very caring!! The process was unbelievable fast and quick yet very fair and accurate. Thank you again for a great experience, I will be sure to spread the word.

Google Review by Lady J
06/08/2021

... was very helpful and polite. Would recommend to anyone needing help

Google Review by Jenn G
06/07/2021

Very fast and dependable never leave disappointed...Customer Service A+

Google Review by Rikkia C.
12/14/2020

..will recommend to anyone

Google Review by Chaunte W.
11/25/2020

Got paid on a friday and NEEDED CASH by monday!!! It literally took a ride out on faith MIND YOU I HAD ZERO DOLLARS AND A HALF TANK OF GAS!!! As I pulled into Title loan express...I was able to get the cash that i needed in less than 15 mins

Google Review by Tiffany N.
11/23/2020

Very professional great attitude was very helpful and was a smooth and fast visit

Google Review by Dvaizea M.
11/23/2020

Very professional service. Respectful and genuinely nice people. A good service for any immediate need.

Google Review by Chris W.
11/18/2020

Very professional and excellent customer service! I was in and out! Everyone should stop by to visit!

Google Review by CekinA S.
11/05/2020

Awesome service! Very quick and easy! Very friendly! Highly recommend!!!

Google Review by Morgan M.
11/04/2020

Good quality professional service in and out in less than 10 mins. Go check them out

Google Review by Knotty Head B.
10/17/2020

Your representative is an excellent provider ,thorough an unexpectedly great service provider

Google Review by Dan S.
10/14/2020

Excellent service

Google Review by Dexter B.
10/12/2020

Your satisfaction is our number one priority !

cash spot 48 hour satisfaction guaranteed shield

If at any point within 48 hours, of originating a car title loan or payday loan, you are not 100% satisfied simply return the amount you borrowed. GUARANTEED!