payday loans
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need Cash Fast?

We can help you!

get your payday loan

Apply Online

Here's what you do:

1 Apply Today

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Fill out our quick and easy 3 minute online application.

2 Get Approved

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No bank statement needed. We can text or email you a link to get your bank account verified instantly.  Get your loan approved before you visit your nearest office.

3 Get Your Money

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Come in to one of our convenient locations to sign documents. You write us a check and walk out with cash.

Here’s what you need

  • Open checking account with direct deposit and online access.

  • Drivers License/State I.D.

  • Proof of income


Here’s how it works

A payday loan is a short-term loan that provides you with a cash advance from your next paycheck. Cash Spot payday loans offer dependable and realistic short-term cash solutions from $100-$500. Even if you have bad credit or no credit at all, a payday loan from Cash Spot can help you get control of your finances today.

We keep it simple!

Use our easy online application to apply for a payday loan or you can apply in person. Get the cash you need in as little as 15 minutes or less. Get more. Pay less.

The Cash Spot way!

Your satisfaction is our number one priority!

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If at any point within 48 hours, of originating a car title loan or payday loan, you are not 100% satisfied simply return the amount you borrowed. GUARANTEED!

*To be approved for a payday loan, you must be at least 19 years of age in Alabama. 

Approval depends on meeting legal, regulatory, and underwriting requirements. Cash advances are typically for two to four week terms. Some borrowers, however, use cash advances for several months. Cash advances should not be used as a long term financial  solution, and extended use may be expensive. All product and service options subject to change without notice. 

Licensed by the Alabama State Banking Department pursuant to the Alabama Deferred Presentment Services Act.